If something happens to you, your family keeps the house.
Mortgage protection is life insurance sized to your mortgage, so your family can pay it off or keep making payments. Answer a few questions and a licensed agent will show you options.
- Free, no-obligation options
- Licensed agents in your state
- About a minute to fill out
Not a government program. Not an insurance company.
How it works, in plain language.
What it is
Usually a term life policy that matches your mortgage balance and length. Some policies include living benefits for serious illness or disability.
Who it's for
Homeowners who want to make sure a spouse or children can stay in the home.
What to have ready
Your remaining mortgage balance, monthly payment, and years left on the loan.
A few questions, then a real conversation.
Answer a few questions
Coverage type, age and state. It takes about a minute and there's no account to create.
A licensed agent calls you
We connect you with licensed agents who can offer policies in your state. They explain options in plain language.
You decide
Compare prices and coverage, ask questions, and take your time. You're never obligated to buy.
Lucy points the way. Licensed agents do the rest.
Lucy is an illustrated character, not a real person and not an agent. Lifeline Lucy is a free service that connects you with licensed insurance agents, so you can get real answers without searching through dozens of websites.
We don't sell insurance and we don't give insurance advice. The agents we connect you with are licensed in your state and can compare options from the companies they work with.
Isn't this what my lender offers?
Lender policies usually pay the bank and shrink as you pay down the loan. A personal policy pays your family, who decide how to use it.
What if I sell the house?
A personal policy stays with you, not the house, so you keep coverage if you move.
Can my spouse and I share a policy?
Some carriers offer joint coverage, or you can each have your own policy. The agent can compare both.
Does this cost anything?
No. Our service is free. If you decide to buy a policy, you pay the insurance company, not us.
Who will contact me?
One or more licensed insurance agents or agencies, and possibly our team to confirm your details. They may call, text or email.
Is Lifeline Lucy an insurance company?
No. Lifeline Lucy is run by NxLeads LLC, a marketing company. We connect people with licensed agents. We don't sell insurance, set prices or give advice.